Wage Garnishments?
House in foreclosure?
Harassing creditor calls?
Lawsuits?
Tax debt?
The COVID-19 crisis has created an unprecedented financial strain on individuals and businesses unlike anything we have seen before in our lifetime.  People are losing their jobs and the jobless rate may reach 30%.  Companies large and small are shutting down as we distance ourselves socially.  And we are just in the beginning!  Estimates are that the need for social distancing will last at least through April, and possibly through June.  The federal stimulus of $1,200 per person will not go far and neither will unemployment benefits. 

There are some programs that offer a measure of relief, such as those that help employers pay employees through forgivable loans and restrictions on foreclosures and evictions.  But those are short term solutions and some come with substantial conditions and problems of their own.
Fortunately, there is a way out and we can help. 
Many individuals and businesses will find themselves smothered in debt when the social distancing finally ends and have no ability to pay it back. Fortunately, there is a way out and we can help.

We’ve handled thousands of bankruptcy cases in the past 25 years and we understand the pain and frustration that people and small businesses have when they cannot pay their bills.  Bankruptcy allows individuals to avoid most unsecured debt so they can focus on paying their basic monthly bills.  Under new laws just enacted in 2020, small businesses and their owners can also file bankruptcy to help them survive

Check out our Chapter 7, Chapter 13 and Chapter 11 Small Business Bankruptcy pages for much more information.  Contact us now so we can discuss which chapter is best for you.

Practice Areas

Criminal Law
Domestic Violence
Family Law
Sexual Assault and Battery

Related Links:

Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Chapter 11 Bankruptcy
Bankruptcy FAQs
Chapter 7 stops collection calls, wage garnishments and lawsuits, and gets rid of credit card debt.
Chapter 13 allows you to keep your property and to catch up on past due rent, car, tax and mortgage payments by making payments over a five-year period.
Chapter 11 provides debt relief for individuals, small businesses and corporations.  A chapter 11 debtor proposes a plan of reorganization to keep its business alive and pay creditors over time.

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Thousand Oaks Office